Author: Charles Michel

You’ve booked the holiday of your dreams. It has taken you years to do this and you want things to run smoothly. The traveler’s insurance is taken care of, the accommodation is booked, and you know where you’re going to spend the majority of your time – the beach, of course.

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Cashmere is an expensive fabric that is only used for quality clothing. And once you purchase an item of clothing made from cashmere, it is your responsibility to protect it. Dry cleaning is expensive and results in the fabric being destroyed over time. Cashmere clothing can be hand washed at home, and while it may take time, it will save you money in the long run.

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Gold has always been, and will continue to be the ultimate expression of love, style, sophistication and individuality. Gold is indeed priceless, especially seen as though it is almost always given or bought with loving intent. Therefore looking after your gold jewellery is important.

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There are so many bankruptcy applications that are currently awaiting court approval in the UK that it’s causing a bit of a log-jam. In fact, the backlog’s so bad that there are proposals for a ‘self-service’, online bankruptcy service. There are people waiting as long as three months between making the initial application and being granted a bankruptcy order.

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Wigan Athletic Chairman Dave Whelan has written to the chief executive of the English Premier League, Richard Scudamore, to suggest a cap on club borrowings. This followed news that the High Court had granted Portsmouth extra time to tackle their unpaid tax bill but the club are still in an extremely precarious situation. Whelan’s comments show that Portsmouth’s severe debt problems have sent shockwaves through the entire league.

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Not everyone remembers about V-Day; some forget about it. But the ones who remember can sometimes take it up a notch or two. They no longer bother much with candy, jewelry, or flowers; these are passé and have become cliché over the last couple of years. Instead, these people decide to go for the most interesting gifts they can think of. A woman in Minnesota got what must be the most ‘interesting’ gift ever: her husband ‘gave’ her a half a mile wide heart made out of manure.

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Not only is shopping great for reviving our ailing economy, you can also find some of the greatest stocking fillers at all the many online clearance sales that some of your favourite retailers offer in the days, weeks and months after one of the big days. You can use these sites to find items from last Christmas, Father’s Day or Mother’s Day for a song. Use the money that you saved on buying these items to treat yourself to that special something you’ve always been meaning to buy but have always rationalised that you just can’t afford to

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It’s great for family morale to have a holiday to look forward to. It’s also good to plan for it in advance from a financial point of view. If you’re struggling with debt, you may feel that a break is beyond your reach. However, with these holiday budgeting tips from the debt advisors at www.harringtonbrooks.co.uk, you can still do it.

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