Author: Charles Michel

There are so many bankruptcy applications that are currently awaiting court approval in the UK that it’s causing a bit of a log-jam. In fact, the backlog’s so bad that there are proposals for a ‘self-service’, online bankruptcy service. There are people waiting as long as three months between making the initial application and being granted a bankruptcy order.

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Wigan Athletic Chairman Dave Whelan has written to the chief executive of the English Premier League, Richard Scudamore, to suggest a cap on club borrowings. This followed news that the High Court had granted Portsmouth extra time to tackle their unpaid tax bill but the club are still in an extremely precarious situation. Whelan’s comments show that Portsmouth’s severe debt problems have sent shockwaves through the entire league.

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Not everyone remembers about V-Day; some forget about it. But the ones who remember can sometimes take it up a notch or two. They no longer bother much with candy, jewelry, or flowers; these are passé and have become cliché over the last couple of years. Instead, these people decide to go for the most interesting gifts they can think of. A woman in Minnesota got what must be the most ‘interesting’ gift ever: her husband ‘gave’ her a half a mile wide heart made out of manure.

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Not only is shopping great for reviving our ailing economy, you can also find some of the greatest stocking fillers at all the many online clearance sales that some of your favourite retailers offer in the days, weeks and months after one of the big days. You can use these sites to find items from last Christmas, Father’s Day or Mother’s Day for a song. Use the money that you saved on buying these items to treat yourself to that special something you’ve always been meaning to buy but have always rationalised that you just can’t afford to

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It’s great for family morale to have a holiday to look forward to. It’s also good to plan for it in advance from a financial point of view. If you’re struggling with debt, you may feel that a break is beyond your reach. However, with these holiday budgeting tips from the debt advisors at www.harringtonbrooks.co.uk, you can still do it.

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Disaster can strike at any time, especially when you live in a state, country or city that often experience natural disasters such as flooding, earthquakes or hurricanes. Your pets count on you to protect them from harm and you should do your best to stick to your part of the arrangement.

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Renewable energy is one of the great big hopes of this century. It’s the one energy source that just grows and grows and that can generate baseload electricity at a large enough scale. Countries such as China, Spain and Germany are now using renewable energy sources.

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Like the seasons, fashion comes and goes. And while fashion is constantly changing, not many of us have the ways or means of updating our wardrobes on a seasonal basis. However, if you concentrate on building your wardrobe with a few essential and classic pieces, you will be on the road to keeping warm and looking stylish this and every other winter. Here are 10 essential winter garments that every woman should have in her cupboard: 1. A Trench Coat The original trench coat was designed by the famous Thomas Burberry for British officers in World War I. It was…

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