Author: Charles Michel

A debt consolidation loan consolidates all your loans into one account. This basically means that you take out a single loan, pay off all your other creditors, and is left with only one loan to pay.  Debt consolidation will help those struggling with debt. Following are ten reasons why debt consolidation may be the right financial solution for you:

Some people manage to live their entire lives completely debt free. These are probably some of the happiest people you will meet. And while being completely debt free may seem like a far-fetched dream, there are people who can control their finances and live their lives without falling into debt.

Everybody needs debt advice these days. In this time of economic turmoil, it is important not to waste money on unnecessary expenditures. And there are certain things you just shouldn’t be spending your hard-earned money on. Here we offer some debt advice on items you should not spend money on:

Thanks to an enormous spike in the online shopping market, internet shopping is not only used, but trusted by millions of people worldwide. Internet shopping is easy, convenient, and provides a large selection of products at competitive prices. Also, online shopping can save you money.

Brands have evolved since their origins – cattle farmers used to brand their cattle to distinguish them from someone else’s cattle. Brands now tell us a significant amount about the person who buys them. We might be able to guess – with surprising accuracy – what their outlook on life is just by seeing which brands they endorse. Do they value reliability, youthfulness, or do they eschew all brands and opt only for non-labels? Some people also prefer to wear only brands that create shoes, watches or handbags. These people fell in love with the company that sells the shoe,…

When you are expecting your first baby, no one would blame you for running into every boutique and purchasing the entire store. And while this may not be very practical, if you can afford it, then why not? But for those who have a budget to consider, there are a few essential baby products that every mother should have.

Many people decide to get their pets pet insurance and then nothing ever happens to make them claim – the pet is risk-averse. This is a good thing for both the pet and their companion. But sometimes, however, something happens that prompts the pet to not only get involved in some wee accident, but also to win a prize for their daring behaviour.

While many people recommend health insurance for you and your family, what about your pets? They are part of the family aren’t they? These days pet health insurance is becoming more popular as people are realising the value of their pets in their lives. And, with the price of good health on the up and up, pet insurance seems like an attractive option.

Dogs of all stripes, sizes and vocations need plenty of exercise to keep them healthy. Small dogs may find it easier to fulfil this requirement: they do not need a large area in which to run around. Bigger dogs, however, might struggle to get their daily exercise if the dog owner does not have a large yard that they can use to chase cats, birds and other small animals.

Having debt is quite normal these days. Because of sky-rocketing prices, it is almost impossible to be debt free. And the ironic part is that even if you want to apply for so-called ‘good debt’ like a home loan, you need to have debt in the first place. So how do you cope? How do you manage your debt in a responsible, pain-free way? Here we offer some debt advice on how to remain debt free: 1. Jot down all those creditors you owe money to and how much you owe Most debtors are in the dark about how much…