Author: Charles Michel

There are many things to consider when buying a new boiler so it may be a good idea to talk to a qualified person. The average boiler lasts for about 15 years. The best type of boiler should improve your heating controls, cut the amount of carbon dioxide and save you money. You could save up to £250 a year by installing an energy-efficient boiler.

The UK’s new tax rates will take effect from April 2010. Don’t panic though – for the vast majority of us, they will have no bearing whatsoever. The changes to the amount of tax that you pay will only affect those whose yearly income is more than £100,000. This year’s pre-budget report said there are plans to increase National Insurance contributions by 0.5% as of April next year but this is to coincide with an increase in the NI threshold. So, those on lower salaries won’t be negatively affected. In fact, the new tax brackets’ effect on those suffering debt problems…

If that’s a question you’re considering, the answer is yes. After all, there is no need to be intimidated by the concept of debt advice. If you’re facing the burden of mounting debt or simply feel that the situation might just be running away with you and getting hard to manage, you have absolutely nothing to lose by seeking out impartial, professional debt advice. There are many companies that offer free, unbiased and objective debt advice to anyone who feels their situation warrants it. In fact, simply asking for advice can quickly put your mind at ease by highlighting that…

Staying on top of your debt is a lot easier if you seek out professional debt advice early. The sooner you face up to the burden of mounting debt, the greater your chances are of being able to find a debt solution that can free you from debt while helping you to avoid filing for bankruptcy. For those with more serious debt problems, that is, those with more than £15,000 worth of unsecured debt between three or more creditors, there is only one real alternative to bankruptcy. The Individual Voluntary Arrangement (IVA) can free you of debt, allowing you to…

Blenders are fun, easy to use and versatile in the kitchen. At the press of a button, you and your family could be indulging in delicious treats courtesy of your Magic Bullet Blender. But these days, blenders are also ideal for weight loss, anti-ageing and cholesterol management. How you may ask? Here are 3 unique smoothie ideas that do not only promote a healthier lifestyle but taste delicious as well.

No matter where you fly to these days, you are guaranteed to find someone on the plane watching a DVD. And while some airlines offer in-flight movies, you have to be subjected to whatever movie they choose to screen. But having a distraction while journeying across continents definitely makes the time, well, fly.

The United Kingdom’s financial industry watchdog, the Office of Fair Trading (OFT), has recently been compelled to take action against 13 of the country’s debt management companies. It has been claimed that these companies, whose remit is to assist individuals facing mounting debt problems by offering repayment plans and other debt solutions, were in fact drawing in customers by deliberately deceiving them into believing that they were visiting the website of a government organisation.

Diamonds aren’t always forever, regardless of what De Beers’ advertising may say. The market for selling gold jewellery has never been as strong as it is now. There is no one reason why people decide to sell their precious, cherished jewellery, though. Sometimes people decide to part with their once beloved gold or diamonds for one of many reasons.

The price of gold has shot up to never-before-seen levels since 2000, and it’s likely that it’ll stay that way for a while still. Does this mean you should sell your old or unwanted jewellery? Individual pieces of jewellery have differing values. Rarity is one of the factors that determine the resale value. An unusual design is very often not one of the factors that would increase the resale price of jewellery. Nor would you want to sell such a piece to be melted down; instead, take it to someone such as an estate jeweller. Loose gold jewellery may not…

Nearly all pets have some form of identification these days. This is in part thanks to concerted awareness campaigns from companies, vets, and animal rescue organisations. The pets wear these tags around their necks and there is generally information about the owner. This helps when the animal is lost and someone finds them. Pet id tags have reunited many lost animals with their owners in this manner.