Author: Charles Michel

No one really realises the importance of a new boiler until it packs up and you are left with no hot water, no heating and a gigantic repair bill. However, you will also be left with the knowledge that taking your boiler for granted can have serious and inconvenient consequences. But instead of waiting for your boiler to break, rather invest your money in a brand new boiler and eliminate the element of surprise.

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Identity theft is the act of stealing a person’s personal information and in its most common forms, involves criminals taking documents from your rubbish or by posing as a representative of a legitimate organisation. If your identity is stolen, you could well find it difficult to get a loan, apply for a credit card or be approved for a mortgage. The effect of identity theft on your credit rating can be disastrous and often, this is the first sign that you have actually been the subject of this type of fraud. Essentially, someone will be building up significant levels debt…

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Recent figures suggest that house prices in the UK have started to slowly rise again and with them, the mortgages granted to first-time buyers have followed the trend and shown a gradual increase over the past few months. Sadly though, the increase in house value has still left a great many families struggling with the burden of negative equity. Facing the threat of repossession, it can feel that you have nowhere left to turn. Severe debt problems can lead to the loss your home but there are steps that you can take to safeguard the roof over your family’s head.

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Recent research has brought to light that over the past year alone, a potential one million UK households have gone into further debt on a credit card in order to service their mortgage payments or their rent. That’s about 6% of Britain’s homes and in addition to the proportion of households, the findings also suggested that it is those people who are considered to be in lower social groups that are most likely to rely on their credit cards to keep a roof over their head.

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Pet insurance might not be something the average pet owner thinks about often. This type of insurance is normally affordable – except when your pets are old – and has been around since Claes Virgin, a Swede, created the first insurance policy in the late 19th century.

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It is every cat owner’s responsibility to have their pet fitted with an ID (identification) tag, whether it’s an indoor or outdoor cat. Pet tags are available in a host of shapes, sizes, colours, styles and materials, making it possible for you to choose a pet ID tag that best suits your cat. So before heading out and purchasing a pet tag for your cat, consider these tips:

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After the boiler scrappage scheme was initially outlined in the pre-budget report, there has been a swell of support from consumers and industry leaders. Essentially, it follows the same formula as the car scrappage scheme that has proved to be so popular in revitalising the market. The government will be issuing vouchers worth £400 to households with a boiler rated as category G or lower. These vouchers go towards the cost of a new, energy-efficient boiler, as detailed under the scrappage scheme. As of today, the scheme goes live and the hope is that the encouraging response from consumers translates…

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The South African airline that reported the biggest profit is SAA, which made a hefty R398 million profit for the year ending March 2009. This is a big upturn from 2008 when the company posted a loss of R1.08 billion in 2008. 2009 was a tumultuous year for many industries, and especially for the local airline industry. There were some good spots and then there were some bad spots. One of the bad spots was SA Airline, whose airplanes got grounded at the end of 2009 and had to cancel three of their routes. However, one airline’s loss is another…

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Nightwear comes in all forms, shapes and sizes. We couldn’t go without it on those cold winter nights and can spend entire days in this clothing that is really meant for sleeping. But what type of fabric is best suited for nightwear? Are all fabrics of equal value or are certain fabrics just better at keeping our bodies warm?

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