Author: Charles Michel

Nearly all of us know just how terrible it is to find a new pair of jeans. It’s difficult enough to find trousers but finding the perfect pair of jeans sometimes feels impossible. There are of course the lucky few who do not need much help in this department. Their svelte figures look fabulous in anything and yes, this includes jeans that would make even teenage girls decide to embark on a boot camp. So we all take it for granted that our bodies have to adapt to whatever jeans we find. And we castigate ourselves when we can’t squeeze…

The time has finally come to decorate your teenager’s room. Not too long ago, stuffed animals and Barbie/Spiderman bedding were the order of the day. Now suddenly, your child is all grown up and a new and modern room is necessary. But if times are tough and money is a problem, have no fear. There are quick, easy and cheap ways to spice up your teens’ room without breaking the bank. Clear out the room Firstly, you have to get rid of all the old things that are no longer being used – toys, books, furniture, bedding. Sort out the…

Many of us are guilty of wearing one of those completely ugly shoe trends and footwear, whether for comfort so some distorted idea of style. Or maybe you are just trying to be the centre of attention by wearing completely hideous fashion trends a la Lady Gaga? No matter what the reason; there really is no excuse for bad fashion, even on your feet. Here we look at some of the worst shoe trends ever. 10. Doc Martens These heavy set military style boots were a hit in the late 80’s and early 90’s, and even enjoyed a revival in…

Nearly all retailers now have silk bedding and other types of luxurious bedding. This has become almost de rigueur in a way. But just a couple of years ago, perhaps even just 5 years ago, this was the complete opposite. Back then you would’ve struggled to find this kind of bedding except at high-end, specialist shops that cater to a select crowd.

That old T-shirt of yours no longer looks comfortable enough to sleep in. It is full of holes or it has stretched out so much over the years that you tend to think it’s your husband’s garden T-shirt. This is neither sexy nor desirable. And it does something to your self esteem, too.

There are a number of debt solutions on the market; each has its benefits and its drawbacks depending on the personal, financial circumstances of the individual facing the problem of mounting debt. Of course, as everyone’s financial circumstances are different, they will face different debt problems and the most suitable solution to those problems will differ from person to person. Some facing the most severe financial situations could find that bankruptcy is the best route to freedom from debt. Others could find that an Individual Voluntary Arrangement (IVA) is the best answer to their debt problem. Likewise, it could be…

Bankruptcy is the most severe debt solution on the market. It can often go hand in hand with repossession of your most valuable assets and as a result, it’s commonly accepted that if you’re trying to avoid bankruptcy, it’s often your best option to go for an Individual Voluntary Arrangement. There are some inherent advantages to the IVA over a bankruptcy order but for assistance in deciding what solution best suits your circumstances, 

There’s been a marked increase in the popularity of debt consolidation loans in the UK over the past decade. This has coincided with the swell in British property prices and is no doubt a response to the additional equity that homeowners have at their disposal. So, using this equity to secure a loan in order to service your other financial responsibilities is a popular solution to the problem of mounting debt. The equity in your home is an asset that can be used as collateral, giving you greater financial leverage when looking for affordable personal finance. Now though, as UK…

For years now you’ve been thinking of getting that solar heating system installed but something prevents you from doing so. It isn’t the money nor is the time spent on finding the right system that’s preventing you; it’s the worry about the cold winter months that put a slight damper on your plans.

No one really realises the importance of a new boiler until it packs up and you are left with no hot water, no heating and a gigantic repair bill. However, you will also be left with the knowledge that taking your boiler for granted can have serious and inconvenient consequences. But instead of waiting for your boiler to break, rather invest your money in a brand new boiler and eliminate the element of surprise.