Author: Charles Michel

In this struggling economy many people are turning to financial institutions to help them solve their debt problems. Debt consolidation is an attractive option many people consider, but is this loan really right for everyone? The answer is no, debt consolidation is not the best debt solution for everyone. Here are a few points to consider before deciding if a debt consolidation loan is right for you.

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There are so many advantages to living in this millennium but one of the more obvious ones is the fact that the internet has simplified our lives immensely. And this is especially true when we want to buy something, whether it is new or ‘pre-loved’. It makes sense to buy used furniture: the cost is lower and sometimes it’s possible to find a real vintage or retro gem, which adds plenty of personality to any home.

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Online shopping is a fun and convenient way to shop without ever having to leave the comfort of your home. But imagine the frustration when you discover an item you were patiently waiting for arrives and it is damaged or defective. This is a rare problem but it does exist. However, dealing with the problem could prove to be a mission, especially if the online retailer is unresponsive or downright impossible. But do not fret; if this happens to you, there are steps you can take to ensure you get a replacement product or your money back.

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Fireplaces are wonderful during the cold winter months when most of us just feel numbed by the cold. They warm our whole body within a few minutes and provide the perfect opportunity for the entire family to gather around with stories about their day. President Franklin Delano Roosevelt in the United States noted this and between 1933 and 1944 he presented his views on important issues in weekly radio segments that he named ‘fireside chats’. The unfortunate reality, however, is that few of us have a house or apartment large enough to justify installing a fireplace. The other point to…

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Gone are the days when expensive, huge furniture, decor and appliances where the norm. Today, when it comes to home decor, more and more people are opting for a more casual, simple and functional look. You need to create a living space that is welcoming and cosy, not big, open and intimidating. These days less is more in home decor. People want a more casual and easy lifestyle, while still maintaining the creature comforts and upscale amenities that go along with it. Here are some current trends that home owners seem to be enjoying:

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Shopping online has become a norm to many people wanting to avoid the crowds of the malls and enjoy various discounts and specials offered online. Not only that, many people enjoy shopping online because it allows you to shop at your own pace and do extensive price comparisons. Unfortunately, if you are not careful, online shopping can be expensive. But there are ways to save money while shopping online.

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A diamond appraisal is used to determine the value of a specific gem. Usually, during a diamond exchange, the diamond is appraised so you can check its worth. Diamond appraisal involves the use of four main criteria also known as the Four C’s – carat, clarity, colour and cut.

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If you have decided to choose 4×4 hire in South Africa to get around, then you will already be aware of the wide range of benefits that self-drive travel has to offer both tourists and locals visiting from various parts of the country. Many travellers choose the 4×4 hire option as a flexible and rewarding alternative to traditional tours. With so many world-class destinations across South Africa, self-drive allows you to see and do a wide variety of things, from off-road trails in the beautiful Drakensberg Mountains, to explorations into the stunning Garden Route, or even eco-trails in Gauteng; you…

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